Banking professional with extensive experience in Risk Management, Corporate Banking, Consumer Banking, Structured Products, Treasury. Specialties: Financial Services, Market Risk Management, Credit Risk Management, RAROC, Consumer Banking, Operational Risk, Risk Policy, Basel 2 and 3, ICAAP, ERM, Islamic Banking, Relationship Management, Structured Products, Securitization, Derivatives,Treasury products, Asset and Liability Management, Client Acquisition & Service, Business Development, Expense Control, New Market Penetration, Cross-Cultural Communications, Cross-Border Transactions, Staff Leadership & Team Building, Department Building & Restructuring, Capital Allocation