20+ years of hands-on global leadership experience as CTO, CDO, CPTO, launching digital-first businesses, driving tech-led transformations and product/platform engineering for marquee firms like Bank of America Merrill Lynch, Morgan Stanley, UBS, Emirates NBD, IIFL across Europe, Asia, Australia, UAE, and India helping them unbundle legacy financial services and reimagine through next generation technologies, deep financial markets understanding and the power of AI to ultimately driving revenue & cost efficiency mandates. Known for defining digital vision and turning it into reality, my forte lies in partnering with Board/CXOs, shape digital business/product propositions, define firm-wide digital+tech. strategy, build high-performing teams, drive transformation roadmaps from “PPT to Production” in a fast-paced, high-stakes environment, rolling up sleeves at every step. I have delivered USD 2 billion+ in new revenue and USD 1 billion+ of cost savings. I have built small startup-ish teams and have also scaled+managed 3000+ global workforce. #BuildNewDigitalProducts – Ground-up (0-to-1) + scale (1-to-100x) B2C and B2B products/platforms with hooked user experiences, AI-first architecture leveraging GenAI/LLMs, Agentic/APIs/MCPs/RAG, High-performing hybrid computing, and ML-powered analytics. Sense market dynamics, shape product vision+GTM, oversight across rapid prototyping, feature factory, design+dev+rollout in "build-measure-improve-scale" model. #ModernizeTechLegacy - Drive firmwide business transformation and front-to-back change programs, Operating model shifts, Simplify legacy into firm-wide NextGen tech. stack - optimizing product velocity, costs and resilience. #RunEverythingTech - Build/scale global tech organizations across Solutioning, IT application engineering, App/Dev, QA, DevSecTechAIOps, SRE and Hybrid infra, following a Scaled agile culture. Chair ExCos, face board/regulators, Streamline hybrid workforce through a Squad model, planning, budgets, governance, and 360-degree communication. Built a storied record of industry-first initiatives - • New Digital-first business, Digital banking launches • B2C, B2B SuperApps for Trading, Investing, Lending, Robo-advisory, Digital Asset & wealth management. • ML-powered algorithmic trading platforms for cross-asset HFT/LLT & quantitative strategies • Front-to-back (Equities, Fixed Income, FX) operating model & tech. stack re-engineering (Trading & Risk mgmt. platforms - Refinitiv, Murex, Calypso, Finastra, CRM) • ML-powered Analytics-As-Service platforms using GCP, AWS, Databricks, Snowflake