
20+ years of hands-on global leadership experience as CTO, CDO, CPTO, launching digital-first businesses, driving tech-led transformations and product/platform engineering for marquee firms like Bank of America Merrill Lynch, Morgan Stanley, UBS, Emirates NBD, IIFL across Europe, Asia, Australia, UAE, and India helping them unbundle legacy financial services and reimagine through next generation technologies, deep financial markets understanding and the power of AI to ultimately driving revenue & cost efficiency mandates. Known for defining digital vision and turning it into reality, my forte lies in partnering with Board/CXOs, shape digital business/product propositions, define firm-wide digital+tech. strategy, build high-performing teams, drive transformation roadmaps from “PPT to Production” in a fast-paced, high-stakes environment, rolling up sleeves at every step. I have delivered USD 2 billion+ in new revenue and USD 1 billion+ of cost savings. I have built small startup-ish teams and have also scaled+managed 3000+ global workforce. #BuildNewDigitalProducts – Ground-up (0-to-1) + scale (1-to-100x) B2C and B2B products/platforms with hooked user experiences, AI-first architecture leveraging GenAI/LLMs, Agentic/APIs/MCPs/RAG, High-performing hybrid computing, and ML-powered analytics. Sense market dynamics, shape product vision+GTM, oversight across rapid prototyping, feature factory, design+dev+rollout in "build-measure-improve-scale" model. #ModernizeTechLegacy - Drive firmwide business transformation and front-to-back change programs, Operating model shifts, Simplify legacy into firm-wide NextGen tech. stack - optimizing product velocity, costs and resilience. #RunEverythingTech - Build/scale global tech organizations across Solutioning, IT application engineering, App/Dev, QA, DevSecTechAIOps, SRE and Hybrid infra, following a Scaled agile culture. Chair ExCos, face board/regulators, Streamline hybrid workforce through a Squad model, planning, budgets, governance, and 360-degree communication. Built a storied record of industry-first initiatives - • New Digital-first business, Digital banking launches • B2C, B2B SuperApps for Trading, Investing, Lending, Robo-advisory, Digital Asset & wealth management. • ML-powered algorithmic trading platforms for cross-asset HFT/LLT & quantitative strategies • Front-to-back (Equities, Fixed Income, FX) operating model & tech. stack re-engineering (Trading & Risk mgmt. platforms - Refinitiv, Murex, Calypso, Finastra, CRM) • ML-powered Analytics-As-Service platforms using GCP, AWS, Databricks, Snowflake
credit-suisse.com
emiratesnbd.com
morganstanley.com
bankofamerica.com
sc.com
smctradeonline.com
gov.in
Mumbai, Maharashtra, India
President and Chief Technology Officer, Group-wide Digital Platforms and Technology Engineering
360 ONE
• www.linkedin.com/company/360one
Mar 2023 - Present
Mumbai, Maharashtra, India
President and Chief Technology Officer, Digital Platforms and Technology Engineering
360 ONE Wealth
• www.linkedin.com/company/360one-wealth
Mar 2023 - Present
Mumbai, Maharashtra, India
President and Chief Technology Officer, Digital Platforms and Technology Engineering
360 ONE Asset
• www.linkedin.com/company/360one-asset
Mar 2023 - Present
Mumbai, Maharashtra, India
Group Chief Product and Technology Officer
SMC Group
• www.linkedin.com/company/smc-group
Mar 2022 - Feb 2023
Greater Delhi Area
Mentor of Change @NITI Aayog
Government of India
• www.linkedin.com/company/government-of-india
Feb 2018 - Dec 2022
Bangalore, Mumbai (India), London (United Kingdom)
CPTO, Head of Products & Platform Engineering, Capital Markets and Treasury Technology
Emirates NBD
• www.linkedin.com/company/emirates-nbd
Aug 2018 - Dec 2021
Dubai, United Arab Emirates
Vice President, Capital Markets & Investment Banking Advisory, Digital Transformation & FinTech
Publicis Sapient
• www.linkedin.com/company/publicissapient
Jan 2016 - Aug 2018
London (United Kingdom), Bangalore (India)
CTO, India Fixed Income Trading (FICC) & Treasury, Business Transformation & Tech. Delivery
Bank of America Merrill Lynch
• www.linkedin.com/company/bank-of-america-merrill-lynch
May 2013 - Jan 2016
Mumbai (India)
Vice President & APAC IT COO/Change Delivery Lead, FICC Front Office Transformation & Tech. Delivery
Bank of America Merrill Lynch
• www.linkedin.com/company/bank-of-america-merrill-lynch
Jun 2010 - May 2013
Hong Kong, Singapore, Japan, China, India, Korea, Taiwan, Thailand
Associate Director & Product Manager, Exchange Traded Derivatives Business Change & Tech. Delivery
Standard Chartered Bank
• www.linkedin.com/company/standardchartered
Jul 2008 - Jun 2010
Singapore, Malaysia
Lead Business Analyst, Portfolio Management & Risk Analytics for Private Banking
Credit Suisse Private Bank
• www.linkedin.com/company/credit-suisse
Nov 2007 - Jul 2008
Singapore, Zurich
Business Systems Engineer, Equities Sales Technology & CRM
Morgan Stanley
• www.linkedin.com/company/morgan-stanley
Apr 2006 - Nov 2007
Mumbai Area, India
publicissapient.com