Over 25 years of experience in the BSA/AML and AML/CFT space. Expert witness and banking lawyer with over 45 years of experience in banking regulation, Bank Secrecy Act and anti-money laundering (BSA/AML) compliance and trade finance. Participated in two monitorships (BNP Paribas and AIG) involving international banking, AML/KYC, and sanctions, including OFAC. Retained as an expert witness or litigation consultant on BSA/AML compliance issues in numerous civil cases in Federal and state courts. Conduct BSA/AML independent audits and reviews for financial services firms, including MSBs and broker-dealers. Advise financial institutions, foreign financial regulators, industrial companies, US government agencies, and law, accounting and consulting firms on BSA/AML compliance issues. Consultant to IMF since 1997 on AML/CFT, banking, bank restructuring, deposit insurance, bank insolvency and systemic crisis issues. Provide compliance training on BSA/AML, TBML, and onboarding and monitoring of high risk customers. Specialties: * Bank Secrecy Act (BSA) and anti-money laundering (AML) compliance; * Expert witness on BSA/AML compliance issues; * Assist banks, MSBs, investment advisers and other financial services firms in strengthening their AML/CFT frameworks; * Conduct independent BSA/AML audits, testing and reviews; * Provide training in BSA/AML compliance and CAMS exam preparation; * Draft AML/CFT, banking, and deposit insurance laws and regulations for countries in Africa, Asia, Eastern Europe, and the former Soviet Union; and * Conduct assessments of AML/CFT frameworks of foreign jurisdictions using the FATF 40 Recommendations and AML/CFT Methodology.