Love building things. Currently, I'm founder & GP at Refract Ventures and founder/CEO at Substrate AI. I was previously Chief Product Officer at Carbon Health (https://www.carbonhealth.com) where we scaled 30x in 2 years. Before that, I was founding pm on the banking team for Cash App at Square. I co-created the Cash Card and scaled it to over $250m in revenue as one of the fastest growing card programs in history (and one of Square's fastest growing products). Before Cash App, I founded Hipmob (YCombinator W12). Hipmob's in-app messaging solution was used by leading companies like Rackspace and Samsung SmartThings. As founder/CEO, I built and scaled Hipmob across product, design, sales & marketing. Hipmob was acquired by Conversocial.com in 2017. I'm an angel investor in companies like Bridge, Abridge, Alloy, Sure Insurance, Faire, and over 80 other startups. I sit on the Board of Directors for Lead Bank (www.lead.bank) and Pinwheel (www.pinwheelapi.com). If you're building software infrastructure or consumer services in a regulated space (finance, healthcare etc), I'd love to learn from you. Areas of Interest: Start-Ups, Financial Services, Financial Technology, Healthcare Revenue Cycle Management, RCM, Claims Reconciliation, Payments, Credit Management, Consumer Banking, Credit Monitoring, Consumer Lending, Regulated Industries, Card Issuance, Debt Collection, Product Design, Product Management, Product Strategy, SaaS, Fintech, Board of Directors, Banking-as-a-service, Identity Verification & KYC, Digital Banking Platforms, M&A Due Diligence, Business Development, SEO, Customer Development, User Acquisition, Referral Marketing, Content Marketing.