Relevant Experience • Managed multiple projects, coordinating with clients to ensure alignment with business and regulatory requirements. • Developed Credit Risk models (PD, EAD, and LGD) in line with Basel II IRB and IFRS 9 standards for several large-scale banking projects. • Conducted validation of Application and Behavioral scorecards, assessing predictive performance and stability across portfolios. • Built Application and Behavioral scoring tools for both corporate and retail portfolios to support credit decision-making. • Performed data gap analysis and validation to ensure accuracy and readiness of datasets prior to model development. • Designed and implemented retail model monitoring frameworks to track performance and identify early warning signals. • Conducted portfolio movement analysis to monitor credit risk dynamics and support business strategy. • Implemented collection segmentation strategies to improve debt recovery efficiency. • Developed and automated model monitoring dashboards for timely reporting and enhanced decision-making. • Supported system implementation projects, ensuring smooth integration of risk models into bank systems. • Composed comprehensive documentation of development methodologies, validation results, and model governance reports. • Provided internal training sessions to enhance team capabilities in credit risk modeling, monitoring, and analytics. Skills & Qualifications • Education: Bachelor’s degree in Economics (Quantitative Economics), Chulalongkorn University (EBA Program). • Credit Risk Expertise: Basel II IRB & IFRS 9 model development (PD, EAD, LGD), scorecard development and validation, retail and corporate portfolio analytics. • Analytical & Technical Skills: Quantitative analysis, econometric modeling, statistical programming (Excel, VBA, SAS, R). • Business & Strategic Skills: Business process review & improvement, budgeting & forecasting, collection strategy, portfolio analytics, system implementation. • Research & Economics: Strong background in macroeconomic and microeconomic analysis, applied economics research. • Communication & Leadership: Experience in client engagement, cross-functional collaboration, documentation, and delivering internal training.