Moshe Joshua is building innovative software companies for a host of novel and unconventional visions for almost 30 years. Moshe is a recognized leader in the many industries he works with creating de-facto standards and protocols in those areas. As CTO of SKUx, Moshe is currently redefining digital payments via targeted-marketing for CPGs, itemized redemptions, and creating and patenting the new category Product-Based-Payments for the payment-networks themselves called SKUPay. As the founding CTO of Dosh (www.dosh.com), Moshe reimagined what the local-merchant-economy should look like. A serial entrepreneur he has also co-founded https://eSignatureGuarantee.com the only online medallion-stamp provider, https://TheBigPlan.com an ICHRA management platform, Blackmoon a tokenized securities marketplace, https://grasslands-markets.com a hyper-localized virtual mall PaaS, as well as a host of other projects and businesses he is currently planning. Responsible for all technology, architecture, design, development and product, Moshe's unique background and skill-sets in blockchain systems, coupled together with a history as a Wall Street operator, supports a strategy, focus and vision towards the promise of a fully decentralized digital marketplace; which is what the internet was ultimately built for.