Michael is a results-driven and accomplished professional with extensive experience in risk management, product strategy, and strategic initiatives within the Financial Services and Payments industries. He is a proven leader in developing and implementing comprehensive risk strategies to mitigate fraud, credit, liquidity, partnership, and brand risks. He’s skilled in collaborating with cross-functional teams to drive product innovation, execute strategic plans, and deliver exceptional user experiences. He has been recognized for expertise in remote team collaboration, agile methodologies, and driving startup growth. Michael is a proactive and collaborative professional dedicated to protecting and advancing business interests while driving innovation and growth. He excels in dynamic and fast-paced environments, leveraging strong analytical, strategic planning, and leadership skills to achieve outstanding results. - Risk Management Expertise: Demonstrated extensive knowledge of risk management principles and regulations within the Financial Services, Payments, and fintech industries. Successfully developed and enforced risk solutions, ensuring compliance and instilling user and partner trust. - Strategic Planning and Execution: Led risk strategy for company-level strategic initiatives, driving safe and scalable growth while maintaining a focus on user and partner trust. Scoped, designed, and executed risk strategies to support product launches and facilitate business expansion. - Cross-Functional Collaboration: Exceptional track record of collaborating with product, engineering, sales, and partnerships teams to identify and address risks associated with product initiatives. Proven ability to align diverse stakeholders and ensure seamless execution. - Data-Driven Decision Making: Leveraged strong analytical skills and research capabilities to assess product risk performance, inform decision-making, and prioritize long-term strategic plans for future growth. Proficient in utilizing data science partnerships to enhance observability and optimize risk strategies. - Leadership and Team Building: A results-oriented leader with a track record of motivating and leading teams to achieve ambitious goals. Skilled in influencing stakeholders across functions and borders to drive desired risk outcomes and enhance organizational resilience.