“The only way you survive is you continuously transform into something else. It’s this idea of continuous transformation that makes you an innovation company.” Ginni Rometty This quote increasingly applies across industries and to people. Combining the benefits of having been both chief compliance and chief legal officer for divisions of businesses, Michael has built and run compliance and legal programs to satisfy regulators. Being both creative and risk centric, Michael has a demonstrated history of providing compliance and legal counsel fully integrated with business goals focusing on growth and innovation. All builds have been performed in close alliance with Audit meeting standards to satisfy both Audit and regulators. *Manages critical projects (compliance transformation), cybersecurity, new products, regulatory issues, investigations, litigation, employment issues and exams. *Deals with senior domestic and global regulators on high risk matters personally as well handling as day-to-day regulatory matters. *Promoted and managed ESG governance issues. *Acts as board secretary and runs corporate governance. *Skilled in abroad array of matters, including General Corporate, Cybersecurity, Banking, Conduct, Contracts, AML, IPOs, Broker Dealer, Investigations, Privacy, Hedge Funds, M&A, Capital Markets, Securities, Enterprise Compliance, Asset Management (including Advisers Act), Prime Brokerage, Fixed Income, Custody, Due Diligence, Litigation, Financing, Securities Lending, Derivatives, Digital Assets, Cryptocurrency and Equities. *Significant comparative experience having worked at some of the largest financial institutions, a global pharma company as well as fintech start-up’s. Michael has a long-standing tech focus working closely with IT professionals to innovate. He has focused on using technology to improve customer experience and he has worked with crypto currencies, surveillance, cyber security, data protection and blockchain. US and EU citizenship.