Innovative leader in the payments and FinTech sector with extensive knowledge of UK and international payment schemes and services. I specialise in developing effective payment solutions that enhance operational efficiency, ensure regulatory compliance, and address complex use cases for consumers and businesses. With over a decade of experience, I excel in designing, developing, and managing new and innovative payment products, creating best-in-class processes to ensure compliance with both payment schemes and regulatory requirements. I am adept at building high-performing teams that thrive on engagement and collaboration, empowering them to lead initiatives in continuous improvement and automation. My strategic, data-driven, and user-centric approach ensures our innovations are not only intuitive and sustainable but also positioned for scalable growth. By collaborating closely with technical teams, engineers and external partners, I drive the design and development of sophisticated technical solutions, including robust reconciliation models, bespoke ledger systems, and embedded payments frameworks. My focus on optimising operational processes and ensuring seamless system integration enables significant business growth whilst maintaining operational resilience. I am passionate about advancing the future of financial technology and welcome opportunities to connect and collaborate with like-minded professionals