Global Fintech & Payments Executive | end-to-end GM | Builder & Operator

I bring nearly two decades of experience modernizing and scaling fintech and payments ecosystems worldwide—launching new business lines, driving digital product innovation, expanding geographies, and solving complex operational challenges for industry leaders including Visa, Western Union, Ria Money Transfer (Euronet Worldwide), and XE (Euronet Worldwide). Whether building businesses from the ground up or transforming established ones, I blend commercial discipline, product innovation, strategic operations, and customer-centric design to deliver measurable growth and lasting impact. My early career in the Netherlands with Cambridge Technology Partners, Nike, and Canon shaped a global mindset and deep appreciation for digital transformation across complex, multinational environments. Today, as Chief Operating Officer at Almond Fintech, I’m applying my background in bridging early‑stage payments innovation with enterprise‑scale strategy to advance the next generation of blockchain‑enabled cross‑border payments—driving product‑market fit, commercialization, global expansion, operational excellence, and strategic partnerships. Previously at Visa, I engineered an operating framework that helped commercialize Visa Direct, accelerating real‑time payment adoption and tripling annual transaction volume. At Ria Money Transfer (Euronet Worldwide), I founded Ria Digital and scaled it into a globally recognized brand, then led the digital transformation of XE (Euronet Worldwide) as Chief Product & Technology Officer—modernizing experiences for millions of users worldwide. I thrive in environments that demand grit, resilience, and the ability to navigate complexity with clarity and conviction. Whether aligning globally distributed teams around a shared vision or steering through regulatory and operational challenges, I build cultures of collaboration, accountability, and innovation that unlock growth and deliver world‑class digital payment experiences. Always open to connecting with fellow builders, operators, and innovators who share a passion for fintech, payments, and transformational growth.