15 years of work experience, 12 years of experience in intelligent decision consulting and implementation, 12 years of project management experience, Mainly involve in the system development and project management in the field of banking retail credit risk and credit loan. Proficient in global mainstream decision engine, such as SAS Intelligent Decision、SAS Real Time Decision Manager、SAS Model Manager、SAS Event Stream Processing、FICO Blaze、Experian SMG3、IBM ILOG. Have plentiful consulting and implementation experience in BI field, with the ability to end-to-end solutions from data mining, to analytical modeling, to model management, to decision management. Have numerous experiences in project management. As a project manager or project consultant participated in a lot of project consulting and implementation in retail credit risk and credit loan of several famous commercial banks, such as ICBC、CCB、SPDB、CMBC、CGB、BOBJ、NJCB、URCB、Pin an bank、Ning bo bank、Zhong yuan bank、San xiang bank、Yi lian bank、Gui yang bank、Ning xia bank、United Asia Finance， etc. Acquired highly recognition from clients, superiors and colleagues. Work hard and win the "President Award" from FICO and the "Outstanding Performance Award" from SAS.