An accomplished payments / financial technology industry thought leader and innovator with over 17 years of unique professional experience across the entire payments value chain (transaction banking, card issuing, merchant acquiring, gateway processing, alternative payment schemes, retail/POS payments and most recently fintech and BaaS), within both; fast-paced start-up environments and more complex matrix organizations. An entrepreneurial leader with a proven track record in building, inspiring and motivating successful teams/functions as well as designing, developing and operating game-changing products. Specialties: - Banking-as-a-Service - International bank payment schemes (SEPA, FPS, SWIFT) - Payment Cards (Credit, Debit, Prepaid) - Online & In-Store Payments Acceptance / Processing - Mobile payments & Digital wallets - PSD2 & Open Banking - Large scale alliances and coalitions - Multi-national product deployments