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Focusing on the convergence andintegration of building, transport, energy,healthcare and finance technology.

3 members

Contact info

Link

xntree.com

Members

Seung-Wook (Wookie) Lyeo

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CTO at Falco Group

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Product @ Curve

Veronique Constans

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I am a Financial Services professional with over 15 years of experience across payments, banking, and innovation, and passionate about driving impactful change in the global financial ecosystem. My expertise spans product management, business development, client engagement, and projects delivery with a strong focus on international payments and digital financial solutions. I have deep experience in driving innovation, having previously led international programs and client engagement for organizations like Ripple Labs and SWIFT, and most recently working in the Cash Management and Payments team at Lloyds Banking Group, where I led digital engagement initiatives, continuously analysed market trends to enhance payments product offering and collaborated on the development of digital asset strategies. Having worked in diverse regions including APAC, Europe, the US, and Latin America, I thrive in multi-cultural environments, driving results in cross-functional teams and complex international projects. My ability to collaborate with internal stakeholders, clients, and external partners has been key in delivering market-leading solutions and meeting business objectives. I also have a proven track record of leading product innovation, managing go-to-market strategies, and executing large-scale projects. Whether it’s identifying new opportunities, optimizing delivery processes, or nurturing client relationships, I am always focused on adding value and achieving measurable outcomes. Fluent in French and conversational in Spanish, I hold several industry qualifications, including the Certificate in Principles of Payments (certPAY) and certifications in Scrum and ITIL Service Management. Throughout my career, I’ve remained committed to continuous learning and helping organizations navigate the rapidly evolving payments landscape. If you're looking to discuss innovative financial solutions, cross-border payments, or developing market strategies, feel free to connect! 📧 Do drop me a message if you have any questions