xpate | 6,583 followers on LinkedIn. The payments provider that makes it easier to pay, get paid and keep money flowing. | xpate is the payments provider built for fintechs and digital SMEs that makes it easier to pay, get paid and keep money flowing. xpate combines card payments, FX and banking services into one unified account, to give modern businesses simple and transformative access to critical financial tools. By facilitating this vital link, we enable digital businesses to thrive, scale, and drive innovation with confidence.