Wacai | 129 followers on LinkedIn. Founded in 2009, Wacai is a leading Chinese fintech company which devotes to make smart wealth available for everyone . We started as a niche personal bookkeeping mobile app and has become an All-in-one online personal financial management platform with a large, loyal and fast growing user base. At Wacai, our users can enjoy “total financial life” solutions including personal financial management (PFM) tools and services, wealth management services and credit solutions through an extensive portfolio of mobile apps to meet their evolving lifelong personal financial service needs.