Jiko | 3,081 followers on LinkedIn. Where safety meets innovation | 100% Bank, 100% Tech: Where safety meets innovation Jiko is an innovative banking platform that delivers financial safety, speed, and simplicity to its clients by owning and operating a federally regulated national bank, registered broker-dealer, and proprietary technology. Our next-generation deposit account, Jiko Pockets, combines the transactional features of a bank account, with seamless, fully automated investments in U.S. Treasury bills—offering unparalleled safety, yield, and liquidity.