Semfia Franchise Brokerage | 741 followers on LinkedIn. Diversify your 401(k) in nationally recognized franchises as an asset, not a full time job. Tax-free. Penalty-Free. | Semfia provides realistic insights for individuals to invest locally in nationally recognized, mostly non-food franchises as an asset, not a full time job. Established in 2015, we provide education on the franchise industry and match investors with franchises looking to expand to their location based on your retirement goals, budget, and lifestyle. Semfia works with hundreds of the countries top performing franchises to ensure the franchise portion of your 401(k) or IRA provides income and equity for a longer retirement and a stronger community.