Musoni | 1,034 followers on LinkedIn. Musoni BV is a social enterprise that establishes best-practice microfinance institutions and uses technology to lower costs, reduce risk and improve efficiency. In 2009, Musoni set up the first cashless Microfinance Institution (MFI) in the world, using mobile payments for all transactions. Since then, Musoni Kenya has disbursed close to 50,000 loans to micro entrepreneurs with a total value of $12m.