Luko by Allianz Direct | 29,326 followers on LinkedIn. Luko by Allianz Direct, c’est l’assurance nouvelle génération : 100% digitale, rapide et transparente. | Luko is one of the insurtech leader in France making home insurance simple and transparent. With Luko, you get insured in 2 minutes, you really understand what you pay for and can manage your contract and claim directly from your app. A seamless experience without the headaches: no paper, no engagement, no hidden cost!