InCharge Debt Solutions | 1,169 followers on LinkedIn. Helping people change their lives through financial counseling and education | InCharge® Debt Solutions is a leading 501(c)(3) non-profit, community-service organization offering confidential and professional credit counseling, housing counseling, debt management, bankruptcy education and general financial education to individuals seeking options to manage credit card debt, consolidate debt or resolve housing issues. InCharge is a member of the National Foundation for Credit Counseling (NFCC); is an A+-rated member of the Better Business Bureau and is accredited by the Council on Accreditation (COA). InCharge is approved by the U.S.