Belman Klein Associates, Ltd. | 658 followers on LinkedIn. Objective, Unbiased Insurance Consultants | Belman Klein Associates recognizes that the insurance world is continuously challenged by shrinking margins, skeptical consumers and new regulatory landscapes. Still, we feel there is a world of opportunity for those who recognize what is happening demographically and position themselves as the solution providers. Yes, we bring 41 years of continuous service, impaired risk expertise and inexpensive term insurance to the game.