Balboa Capital | 15,004 followers on LinkedIn. Balboa Capital, a Division of Ameris Bank, provides small businesses with fast, hassle-free funding. | Balboa Capital, a division of Ameris Bank, is a technology-driven business lender that provides business owners with fast, hassle-free small-business funding options to fuel their growth and success. Our values reflect who we are and what we stand for as a business lender. We never lose sight of what matters most: our relationship with the small business owners, middle-market executives, franchise owners, and equipment vendors who look to us for funding.