Company Info for thepaymentsassociation.org | Icebreaker

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Company Info for thepaymentsassociation.org | Icebreaker

thepaymentsassociation.org

thepaymentsassociation.org

6 members

Contact info

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thepaymentsassociation.org

Members

Nathalie Oestmann

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I like tackling the hard stuff; the operational bottlenecks, complex regulatory landscapes, organisational transformation, cross-team initiatives and strategic pivots that can make or break business growth. I'm a commercially minded operator who loves the tech-driven, product-first world of Fintech, payments, and digital assets; particularly Stablecoins. Over the last decade, I’ve led high-growth VC and PE backed companies through rapid expansion, market entry, and product innovation, always with a bias toward execution and measurable impact. My expertise spans digital and mobile payments, stablecoins, blockchain, partnerships, operational effectiveness, and regulatory strategy. I thrive where financial innovation meets governance, helping teams navigate compliance without killing commerciality. I’ve built a broad, trusted network in the payments and Web3 community probably because I’m an extrovert, but definitely because I believe the best solutions come from the people on the front lines. In addition to my work as a Partner at Mangosteen Advisory, I am a Non-Executive Director at Wealthify (part of Aviva Group) and formerly Vice-Chair of the Advisory Board at The Payments Association and iNED at Pay.UK. In these governance roles I represented the Fintech community and advised on regulatory and policy trends shaping the industry. If you’re solving an ambitious problem in payments, stablecoins, or digital assets, let’s talk. Those are my favourite.

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Commercial Leader & Board Director | Fintech, Digital Assets, Payments Innovation | x-Modulr, Ripple, Mastercard | Harvard MBA

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Determined, efficient, and creative Marketing Professional. I love to work in a team but am also able to manage and succeed when given individual tasks and projects. I have worked in Marketing for the past 19 years and have marketed for both B2C and B2B companies. I have been involved in marketing to and for a wide range of sectors such as education, finance, energy, pharma, manufacturing, defence, legal, technology and HR, which proves my flexibility, my ability to adapt to change and my tenacity and will to get things done. I'm always on the lookout to try out new technology, ways of doing things and am always open to change, am firmly of the belief that you should never stand still and should always be willing and able to learn new things in order to grow, develop and succeed in your career.

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I help the commerce and payments ecosystem prevent first-party fraud by unlocking network intelligence to identify fraud before it happens. Preventing first-party fraud and APP fraud requires pre-auth action based on a 360 understanding of how consumers interact across the commerce ecosystem. I talk about: → First-party fraud and Authorised Push Payment (APP) fraud → The intersection of Open Banking and fraud prevention / financial crime → Network intelligence and data sharing across payments to eliminate the visibility gap

Cassie Craddock

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Cassie is Managing Director, UK & Europe at Ripple, which she joined in 2017. She is a seasoned fintech leader who specialises in working with global financial services companies to enable them to drive innovation, growth and efficiencies through new technologies, with a particular focus on blockchain, digital assets and payment infrastructure. Cassie’s international expertise has been built up across a range of cutting-edge fintechs, including French startup Mangopay, where she launched the UK operations before exiting the business to Credit Mutuel Arkea; as well as payments companies Ixaris and Veridu. Cassie began her career playing football for Ipswich Town in the FA Women's Premier League. In 2024 Cassie was appointed to the board of The Payments Association. As a leader with a LGBTQIA+ background, Cassie is a community advocate and passionate about fostering inclusive and supportive workplaces.

Kaushik Sthankiya

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Global Board Director, Non-Executive Director, Board Advisor, C-Level executive with 24+ years experience within Banking, Digital Payments (issuing, acquiring, processing, PSP's), Fintech, web3, Crypto, Mobile Commerce, Internet, Telecommunications and Financial services industry, across both developed and emerging markets. A strong background in building and growing successful global partnerships, scaling and developing businesses, account management, sales force development/operations, product management, project management, service management and IT service management. Creating new partnerships worldwide and launching new business with banking partners, issuers, acquirers, processors, web3/crypto companies and mobile network operators (telco's/carriers). Global experience in launching and commercialising new innovative digital payments and mobile commerce solutions (digital assets, crypto, web3, issuing payment cards, P2P, sharing economy, SaaS, and tokenisation) with global tech companies such as Visa, mastercard, Google, Microsoft, Samsung, Kraken, Spotify, Netflix and many more. Proven ability to work as part of a team and lead internationally dispersed teams. A certified PRINCE2 project management practitioner with excellent communication, interpersonal relationship and negotiation skills. Global experience of working in: USA, Latin America, UK, Europe, Middle East, Africa, Asia Pacific, South East Asia (India, Malaysia, Singapore, Jakarta), South Korea, Japan, Australia and New Zealand. Specialities: Partnerships, Account Management, Business Development, Digital & Mobile Payments, Telecommunications, Mobile Network Operators, App Developers, Global Merchants, PSP's, Acquiring, Sales Enablement, Sales Management, Sales Operations, Go-To-Market strategy, Business & Market growth, Change Management, Product Management, Full P&L Ownership, Budget Management, Team Leadership, Mergers & Acquisitions, Marketing and building both brand and product awareness and adoption. A Board Director & Advisor, NED and member of multiple Advisory Boards to crypto & payments companies, with fluency in multiple languages at various levels.