It is a well-known fact that there is no such thing as a bug-free code. Smart contracts, cryptocurrency exchanges, and digital asset custodians all are prone to human errors. It can’t be denied that numerous malicious actors are continuously investigating new ways to target and exploit possible vulnerabilities. Neptune Mutual platform explores new avenues to creating user-centric risk protection products on the blockchain. By offering stablecoin-based cover pools for accurate risk management, we aim to attract a steady user base and growing liquidity to the platform.