Company Info for icicilombard.com | IcebreakerMembers
As a seasoned Product Manager, I've successfully driven a wide range of projects, from groundbreaking DeFi protocols to intuitive mobile apps and web applications. With a strong foundation in strategic project management, I specialize in transforming innovative ideas into seamless, user-centric products that deliver real value.
Growing up in a small town and later immersing myself in the vibrant cultures of Mumbai and Taipei, I’ve gained a deep appreciation for diversity and collaboration. These experiences have shaped my ability to foster positive team dynamics, bridge cultural differences, and unite diverse perspectives toward shared goals.
In the realm of product management, I excel in negotiation, consensus-building, and stakeholder alignment, ensuring every voice is heard while keeping the vision clear. My hands-on experience in sales presentations and direct B2B client interactions has been instrumental in building trust, showcasing product value, and driving business growth.
Beyond the metrics and milestones, I believe in the power of relationships and teamwork. Whether launching cutting-edge technology or navigating complex challenges, I’m committed to creating not just successful products, but also meaningful journeys for the people behind them.
Let’s connect and explore how we can create impactful solutions together! 
Andy has a blend of Management Consulting, Financial Services and Agile Business Technology experience, having worked as a Principal Advisor with leading global technology consulting firms and with in-house consulting setups within regional financial institutions, advising C-suite across a range of areas, some of which include strategy & operations, digital and ecosystem-led partnerships, scalable in Agile mode.
Andy is currently a Strategy & Business Technology Transformation Consultant (Certified SAFe® 5 Agilist, Certified Scrum Master® & Certified Scrum Product Owner®) based in Singapore with remit across APAC. He has in total 22+ years of work experience and across his stints with consulting firms at Cognizant, SAS, His own Consulting Venture & Advisory, where combined he spent 12 years.
Andy has led and delivered engagements within banking, insurance and wealth management ranging from growth market & product design strategy, value proposition design, digital strategy and business model and product transformation embedding newer technologies viz. ML/AI, which are Agile and expandable through Big Data/Cloud. His clients include some of the region's largest (re)insurers & financial institutions.
Prior to his consulting gigs, Andy has also been part of strategic/technical transformation roles with the largest of insurers & reinsurers leading the business design of large regional initiatives. With his Risk/Insurance/Actuarial training he has built extensive depth in all forms (P&C, L&H, RI) of Insurance and act as an (Re)InsurTech/RegTech SME. Andy is responsible for Solution Strategy, enhancing Client Relationship Value and Consulting engagement delivery along with helping build the Techno-Functional strategy practice.
Especially over the last few years, Andy has closely worked with not only large BFSI incumbents, but also upcoming leading FinTechs and regulators in solving top management issues concerning the evolving regulatory and digital ecosystem along with automation, transformation to upscale the core of the financial services.
Andy has lived and worked in more than 7 countries and regularly authors industry whitepapers on topics such as Risk, Digital transformation strategy, (Re)InsurTech/RegTech. He has wide exposure to diverse work culture and management/team setups, having worked across organisations from MNCs to regional leaders.
He has a Master of Science degree along with an MBA in Risk, Insurance & Actuarial Science.
Interests: Servant Leadership, Welfare Economics, Oriental philosophy, Mindfulness/Yoga, Ethical AI, Technology 
