Company Info for bankfab.com | IcebreakerMembers
M&A & Capital Raise Advisor | Strategic Finance Partner to Founders & CFOs | Global Fintech & Tech Leader
I advise founders, CFOs, and boards on navigating complex M&A, fundraising, and strategic finance decisions. With 20+ years of global leadership across banking and technology, I bring deep expertise and a hands-on approach to help companies grow, scale, and exit successfully.
🔹 Founder, BayTech Capital Partners (Silicon Valley) – Independent advisory platform for M&A, capital raising, valuations, investor prep, and strategic finance across fintech, SaaS, AI/ID-tech, and broader tech.
🔹 Proven Leadership – CEO of First Abu Dhabi Bank India (built most profitable international franchise), CFO of Dreambig Semiconductor, CEO of ISB DLabs, and senior roles at Bank of America & Citibank (launched billion-dollar structured trade businesses).
🔹 Fintech Thought Leader – Sloan Fellow (Stanford GSB), MBA (XLRI), co-author of The Economics of Fintech (MIT Press), mentor/judge at Plug & Play & Startup-O, and founding Director & Board Chair of the UAE India Business Council (UIBC).
🌍 Based in Palo Alto, I work with companies across North America, APAC, and the Middle East, supporting visionary founders and CFOs as they shape the future of technology and financial services.
👉 Let’s connect if you are exploring capital raise, M&A, or strategic growth options for your business. 
Experienced professional with over 15 years in financial , banking, virtual assets industry, fintech startups with a focus on and expertise in Crypto (Virtual Assets) Compliance, Regulatory Compliance, Asset Management Compliance, Regulatory Engagement ( exposure with UAE regulators - CBUAE,SCA, FSRA), Portfolio Management, Financial Analytics and Forecasting , Islamic Finance, Employee Engagement and Training & Coaching.
Key Compliance Skills : Virtual Assets Compliance , FATCA and CRS( Tax compliance) , Regulatory Engagement & Relationship, EU Regulatory Projects, Blockchain Analysis, Regulatory Reporting, KYC Compliance( CDD /EDD), KYT, Regulatory Remediation Projects, Compliance Policy Design and Implementation, Compliance process and system enhancements ,Transaction Monitoring and Training & Coaching. 
I'm a designer who grew into product leadership and now lead UX at First Abu Dhabi Bank. Over the past 16 years, I've helped startups in fintech, web3, and e-commerce build products that people actually want to use and pay for.
Everything I do is rooted in data and experimentation—I strongly believe you cannot improve what you don't measure. As a leader, I focus on inspiring, empowering, and removing blockers to build a space where people want to work and grow.
Beyond the 9-to-5, I'm building my own mini-projects. Currently dusting off my rusty tech stack while working on one or two things — more on that soon.
Based in Dubai now, but one day, you’ll find me running my own ranch in Mexico. Not exactly the cheapest retirement plan, so until then, I’m here to connect and build cool things with cool people. 
Seasoned executive with extensive global leadership experience.
Drives and champions financial technology, business transformation and restructuring, specializing in corporate strategy and governance, operational excellence and start-up programs. Achieves exceptional results by delivering aggressive performance targets. Adept at making decisions, brokering consensus, and leading organisational change in complex, multi-stakeholder environments.
In his professional career, Michael partnered with business on formulating winning and think out-of-the-box strategies, launching new markets and activities, planning and executing the bank takeover, M&A, turnaround and integration. He led diverse teams for global IT, Fintech, Digitalization & transformation projects and crisis management. Initiated and setup global outsourcing, offshore/centralised operations to optimise cost synergy.
Michael was selected to attend the global talent programs to be trained in leadership & universal banking by Harvard professors and group CEOs in different regions.
Externally, Michael is active in various professional associations and mentoring Fintech & NPO startups. He was one of the founding members of Private Equity, M&A Association of Taiwan and was also one of the book authors on Asia Leadership. Michael loves travel, golf, making new friends and voluntary work.
+ Born, raised and studied in China, Indonesia, HK, Australia & U.S.
+ Extensive multicultural and diversified banking experiences across continents.
+ Strong entrepreneurial leadership, innovative, result driven & putting strategy into action
+ Executive MBA, Financial Engineering, Information Technology
+ Fluent in English, Native in Mandarin & Cantonese
Specialties:
+ Banking, Global Markets, Fintech, IT, Operation, Risks Control
+ Strategic Sourcing, Managing geographically & culturally diverse teams
+ Global Scale Project Management, Cost restructuring & Transformation
+ Dealing with regulatory complexity
+ Corporate Strategy & Governance 
