Atome - Buy Now Pay Later with 0% Interest｜BNPL Singapore | Icebreaker

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Atome - Buy Now Pay Later with 0% Interest｜BNPL Singapore | Icebreaker

Atome - Buy Now Pay Later with 0% Interest｜BNPL Singapore

Atome - Buy Now Pay Later with 0% Interest｜BNPL Singapore

Atome makes Buy Now Pay Later easier and offers BNPL payment with 0% interest at various brands in Singapore

8 members

Contact info

Link

atome.sg

Members

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I’m a financial services professional with 15+ years of experience in banking and fintech across the Asia-Pacific region, specializing in decision science, risk modeling, and portfolio strategy for retail credit products. In my early career at leading commercial banks, I was deeply involved in the technical design, development, implementation, usage, and monitoring of risk models, and decision frameworks across credit cards, personal loans, auto loans, and mortgages. I worked hands-on with data - building, validating, and deploying models for originations, behavior, and collections - while also supporting regulatory and portfolio analytics. This grounded me in the fundamentals of risk and gave me a strong technical foundation in credit decisioning and portfolio optimization. Later, I transitioned into the fintech space, taking on product leadership and entrepreneurial roles in fast-scaling startups. I’ve led the creation and launch of digital lending product - including cash loans, credit lines, BNPL, and digital credit cards - from the ground up. My role spanned from defining customer strategy and building decision science capabilities, to designing real-time credit engines, managing cross-functional teams, and driving growth in underserved markets. I remain deeply involved in data, experimentation, and product iteration, bridging strategy with hands-on execution. I’m passionate about using data and technology to reimagine credit access—especially for customers left out by traditional systems.

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Senior Partnership Manager (Regional Cards & Payments) @ Atome, Ex-Binance | Grab | VISA

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Passionate Entreprenuer | FinTech APAC

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Payments & Consumer Lending | Financial Regulatory Compliance | CAMs

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Experienced Assistant Manager with a demonstrated history of working in the financial services industry. Skilled in Risk Management, Legal Compliance, Trade Finance, Investment Banking and Contact Centers. Strong professional with a Bachelor of Business Administration (B.B.A.) focused in Auditing from Far Eastern University.

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• 8+ years of marketing experience, with 4 years focused on growth marketing and data-driven strategies. • Proven track record in managing and executing over 100 integrated marketing campaigns across acquisition, retention, and branding. • Strong expertise in marketing analytics tools (Google Analytics, Google Data Studio, Amplitude, etc.) and CRM tools (Salesforce Marketing Cloud, MoEngage, Emarsys). • Adept at cross-functional collaboration and managing multi-channel campaigns across diverse markets.

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Finance director in Asia's leading fintech player (digital lending, banking and BNPL), scales finance function and expands team skillset to support hyper growth and cash management needs. Experience in leading finance strategies for companies across Asia Pacific and Europe. Finance system implementation for SAP and Oracle Netsuite, from financial record generation to integration with third party / in-house operation systems. Specialised in IFRS (9, 15 and 16), end to end finance operations, group consolidations, manage board packs and covenant governance Strong commercial acumen, business performance analysis, forecast and review, manage product finance and profitability

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