Launched in October 2018, ALT.BANK's mission is to bring financial justice through fair and transparent interest rates and aims to gain 30 million customers in Brazil and 60 million in Latin America. In July 2022, ALT.BANK launched NOVÜCARD, a credit card for anyone who wants to be in responsible control of their finances. Since its beta launch, NOVÜCARD has strengthened its position as the country's fastest growing direct credit card issuer. The card has numerous exclusive benefits: - Dynamic credit: It is the first card in Brazil to offer a dynamic credit limit, which automatically increases from month to month as invoices are paid on time. - Cofrinhü: The money stored in Cofrinhü becomes a credit limit and yields 100% of the CDI. - Credit back: It is also the first card in Brazil in which the customer receives a R$ 1 increase in the limit back for every R$ 100 spent and paid on the invoice. - Local discounts: Network of partners offering exclusive discounts for NOVÜCARD customers. In the management of ALT.BANK and NOVÜCARD are great professionals in their areas of activity in Latin America: - Brad Liebmann, Founder & CEO - https://www.linkedin.com/in/liebmann/ - Fabio Silva, COO - https://www.linkedin.com/in/fabiosilvaamin/ - Javier Mancilla, Head of Intelligent Systems (Machine Learning) - https://www.linkedin.com/in/mancillamontero/ - Gustavo Busnardo, CTO - https://www.linkedin.com/in/gustavobusnardo/ We serve our clients through more than 100 employees working from home or based in São Paulo/SP and São Carlos/SP. You can learn more about it at www.novucard.com.br.